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Sophie Frattura
Linda Hummel

Brokers



office:416-526-1157
cell:416-931-3946
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FIRST TIME BUYERS

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CONGRATULATIONS!

You're taking the exciting first steps to condo ownership!

It's probably the largest purchase you've ever made and also potentially the most lucrative.... just review the difference between growth in the stock market/mutuals and the growth in Toronto real estate over the last 7 years to see what everyone is talking about!

CALL US TODAY... we will introduce you to our TEAM OF EXPERTS to help you get started with saving for a deposit or down payment!

Just think... you can start buying within 120 days!

THE BEST ADVICE WE CAN GIVE YOU IS... STOP RENTING IF YOU CAN BUY!

We know how you feel - we each bought our very first piece of real estate at age 24 which means we have both invested for a very long time... We have helped 100's of first time buyer's with their first TORONTO CONDO or HOME.

IT'S so EXCITING... but can also be overwhelming... we're sure you have many questions and we have the experience and team of experts to help you every step of the way.

You can truly expect DIAMOND SERVICE!

CALL TODAY for a Buyer's Consultation to discuss your needs and to get started with your first TORONTO CONDO PURCHASE: 

SOPHIE @ 416-526-1157    LINDA BROKER @ 416-931-3946  

 

10 Steps to Buying a TORONTO CONDO TO Enjoy your EXCITING NEW PURCHASE:

 

1. MAKE THAT COMMITMENT

It's just a matter of taking the first step! Make a commitment and jump right in! Stop renting - you are not building any equity for yourself and the prices will get ahead of you even further!   

2. GET PRE-APPROVAL ON A MORTGAGE

First you need to know what you can afford to buy with what's in your BUDGET. Before we start looking at condos you need to get pre-approved on a mortgage. We need to know your maximum budget to ensure we don't exceed it and we will stay within your comfort zone. We will advise you on monthly mortgage payments, condo fees, taxes and additional utilities (if any). We work with top in-house and outside mortgage brokers who can assist you determining your budget. 

3. START YOUR REAL ESTATE INVESTMENTS!

Getting familiar with the toronto condo market could be very time consuming, confusing and overwhelming... There are many factors to consider such as avoiding possible investments that wouldn't be lucrative... Also it is important to understand true value, best locations, possible future developments in the area, how the building is managed including condo corp financials, hidden costs, appreciation value, best floor plans, future growth and much more..... We can help you understand all these issues because we know the market and keep ourselves up to date with the best locations, buildings and new developments.

4. HIRE US AND EXPECT DIAMOND SERVICE

We provide expert knowledge, experience and honest advice. We have over 33 Years Combined Real Estate Sales Expertise as a Full Time Career! Our service is FREE to you as a buyer! You don't pay us any commissions; we get paid from the listing company or the builder at no extra cost to you. We have a successful and proven track record and we are in the Top 1% of ROYAL LEPAGE YOUR COMMUNITY REALTY Condo sales in Toronto. We are in the Top 3% in Canada for Real Estate Sales and TOP VIP PRODUCERS in Many New Construction Developments! You would have the Top Brokers working for you - EXPECT DIAMOND SERVICE!

5. KNOW THE HIDDEN COSTS

We will make sure you are aware of all the costs in buying your TORONTO CONDO so there will be no surprises. We will review your closing costs as well as the monthly carrying costs to ensure you are well within your comfort zone. 

6. READY TO SIGN with CHEQUE BOOK IN HAND...

You will feel confident about making a purchase because of the time we spend helping you become familiar with comparable buildings, other condo suites/floorplans and potential resale value.  We will give you a good understanding of the process and what to expect. We will discuss real market value and what you can buy that is well within your budget.

 

7. WE HAVE 33 YEARS OF NEGOTIATING EXPERIENCE WORKING FOR YOU!

We have 33 years of combined experience in negotiating real estate transactions and over 50 years of experience in buying and investing. It's our job to get you the best possible price, terms and conditions on your deal. Make sure you only have to move once and also negotiate terms flexible enough to suit your needs. We have saved our client's thousands of dollars and they keep referring business to us because of how pleasant we make the experience! We are both accredited BROKERS with the experience and background to protect you in every way possible.

8.  MULTIPLE BIDS

We have many years experience in the Downtown Toronto Condo Market and can help you win out in a multiple bid situation.  Many first time buyers find out about a condo well after it is sold or worse yet find a Toronto condo they really want and lose out on multiple bids and get frustrated.  Our commitment is to help you find and buy the Toronto Condo you want and to ensure you are not paying more then you need to! Many of our loyal clients have experienced buying in a hot market and still benefitted from getting a good deal with great potential resale value!

9. STATUS CERTIFCATE

When purchasing a resale condo, you are entitled to have your real estate lawyer review the condo documents to ensure you are protected. We will help you buy in a financially stable building so that your maintenance fees are reasonable over time. Our job is to help you avoid any unexpected surprises such as a special assessment or large increase in condo fees.

 

10. CONGRATULATIONS!

You've bought your first condo - you can paint, decorate or just move right in and make it yours OR you can turn it into an investment that could completely out perform any other investment you might own!

DIAMOND SERVICE means... We will make it a smooth, pleasant process while keeping it as stress free as possible.  We will answer all your questions and guide every step of the way right from the beginning!

CALL TODAY and get started!

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SOPHIE @ 416-526-1157      LINDA @ 416-931-3946

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